Ben Shapiro broke down what are actually two separate arguments that many are incorrectly conflating:

1. Social Security is a Ponzi scheme that is 100% going to bankrupt the country.
2. It’s a free country - if you have the money to retire and you want to, that’s your choice. But work is a large part of a fulfilling and purposeful life, and retirement as we know it today—sending the elderly out to pasture to wither away—is not how we were created to live.